Secure the best financing for your dream property in Dubai with our expert mortgage services and competitive rates.
Estimate your monthly payments and find the perfect financing option
We make the mortgage process simple, transparent, and tailored to your needs
Access the most competitive interest rates from our network of 20+ banking partners across the UAE.
Our streamlined process gets you pre-approved in as little as 24 hours, so you can shop with confidence.
Dedicated mortgage specialists guide you through every step, from application to closing.
Choose from fixed or variable rates, various terms, and payment plans that fit your budget.
Transparent pricing with no surprises - we explain all costs upfront so you can make informed decisions.
Our experts analyze market trends to ensure your investment is secure and aligned with your financial goals.
Answers to common questions about mortgages in Dubai
For expats, the minimum down payment is typically 20% for properties under AED 5 million and 30% for properties above AED 5 million. UAE nationals can benefit from lower down payment requirements starting at 15%. These percentages may vary based on the bank and your financial profile.
Typically, you'll need: passport and visa copies, Emirates ID, salary certificate or audited financials (for self-employed), 6-12 months bank statements, property documents (if selected), and any existing loan statements. Our mortgage specialists will provide you with a complete checklist tailored to your situation.
Pre-approval can be obtained within 24-48 hours if all documents are provided. Full approval typically takes 5-7 working days after property valuation. We expedite the process through our strong relationships with banks and efficient document handling.
Additional costs may include: property valuation fee (0.05% of property value), mortgage registration fee (0.25% of loan amount), bank processing fee (0.5-1% of loan amount), insurance (0.03-0.1% of property value annually), and trustee fees. We provide a detailed cost breakdown upfront with no hidden charges.
Yes, self-employed individuals can qualify for mortgages in Dubai. You'll typically need to provide 2-3 years of audited financial statements, 6-12 months of bank statements, and proof of business ownership. Loan amounts are usually based on your average annual income over this period.
Our mortgage experts are standing by to help you find the perfect financing solution with the best rates and terms.